Category Archives: Relocation

Life in the Sun – Texas Homeowners

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Photo by Bradley Hook on Pexels.com

Downstairs master, playroom, island kitchen, backyard space, high ceilings and, of course, OPEN CONCEPT.  How many times do you hear that term on HGTV?  A list of your preferences is imperative when you consider purchasing a home.  But there’s so much more to it.  Selection criteria should take into consideration where, how and when you use the space, just for a start.

In Texas, morning sun is a fabulous perk!  But when was the last time you noticed every home in a neighborhood was built with the patio facing East-Northeast?  Lots have a ‘premium’ for a reason.  Solutions are available but when you find ‘the perfect house’, it’s easy to get carried away and overlook important points.  Do you have sufficient afternoon shade for entertaining?  Do you garden?  Have outdoor pets?  Want a pool?

silhouette of forest with birds flying above body of water during sunset
Photo by Pixabay on Pexels.com

What about new construction?  Is the house on a lake?  (That will require another post!)   How will the house sit on the lot?  Do you enjoy morning coffee or evening wine?  Will the glare through the windows require everyone to don dark glasses at breakfast?  Will guests simmer during dinner?  And, if you’re watching the playoffs, will the glare on the screen make your head pound?

Consider wall space – are there too many doors or windows?  Will the sectional sofa you’ve been considering work when you add a Christmas tree in December?  It’s not important to everyone, but is it important to you?  Will traffic flow smoothly through the kitchen or will the family be trampling each other while getting meals on the table?

Imagine getting groceries from the car to the pantry.  Must they be carted down the hall, across the living room, around the island and through the laundry room?  Again, not important to everyone.  But it’s a deal breaker for others.  The monetary investment required for a home is certainly sufficient to require a few thoughtful notes about your lifestyle. Continue reading Life in the Sun – Texas Homeowners

Laugh All The Way To The Bank!

From leaving the house for showings and open houses to having to keep the place spotless at all times, having a home on the market can be a nerve-wracking endeavor. Once you’ve made the decision to sell, you want to know that you won’t be in this anxiety-filled limbo forever. You want to hand over those keys, collect your check and move on — literally!

So, without lowering your asking price, what can you do to sell your home in a hurry? Here are 11 strategies that will help your property sell quickly without your wallet taking a heavy hit.

1. Declutter.

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Few things detract from the beauty of a home quite like clutter. Though straightening and organizing is rarely the way most homeowners want to spend their days, it makes a huge difference. We’re not just talking about scrapping the junk mail either. Rid your entryways and mud rooms of extra coats, bags, and boots. Keep your countertops clear, and don’t forget to straighten up inside the kitchen and bathroom cabinets!  Yes, buyers look there.

2. Rent a storage unit.

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Try removing one third of your items — especially from closets — before putting your home on the market.  This will make your home appear more spacious. Consider renting a storage unit rather than stuffing your basement or attic — because buyers look there as well!

3. Clean like you’ve never cleaned before!

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Whether you’ve lived in a home for a few months or a few decades, some stains become invisible to you. While not every visitor will perform the old white glove test, they will notice things like dirty windowsills and dusty shelves. (And that crusty stuff on the bottom of your oven needs to go too.)  Don’t forget the ceiling fans! Continue reading Laugh All The Way To The Bank!

Credit Score Below 580?

Credit Scort

Low credit scores alone aren’t an automatic ‘no’ when you’re considering buying a home.  Lenders also consider these factors.

  • Large down payment (10% down or more)
  • Low debt-to-income ratio
  • High income
  • No outstanding debt
  • Large amount of cash reserves
  • Significant amount of time with current employer
  • Paying comparable rent payments (no payment shock)

For FHA (lender requirements vary)

FHA loan credit requirements Continue reading Credit Score Below 580?

Tips For Buying In Today’s Market

Homes selling above asking price, numerous offers for the same property, hip-pocket listings shared only by word of mouth – it’s no secret that the North Texas housing market is booming.

To help you navigate these unprecedented home-buying and selling waters, Ebby Halliday Associates collected their top tips for buyers and sellers.

Buyer’s Tips

*  Be qualified. Pre-plan financing by meeting with a mortgage lender ahead of time and receive a pre-approval letter that may be submitted when you make a written offer. “Less paperwork and more personal attention” is more than a saying at Home Team Mortgage Company, Ebby Halliday’s affiliated mortgage source. .

*  Act quickly. In a hot market, acting slowly or sleeping on it may cost you the opportunity to buy the home of your dreams. If you’ve found a home you’d be thrilled with, don’t wait to submit an offer – other buyers will likely be doing the same.

*  Make a compelling offer. Sellers often price their homes based on historical sold data or appraisals, and in a strong market where prices are rising rapidly, homes may sell for the listing price or higher. Study the sold comps, but also compare the house you want to other homes on the market, and ask yourself, “What price am I willing to pay, and at what price am I willing to lose this house?”  There are many ways to make your offer more attractive (let’s talk about them) but price is usually key.

By the way, the home featured above is at 3905 Miramar Drive in Denton, priced at $299,999.  It’s available for now…want to view this home or others?  Call me to organize and schedule your showings today!